The following details outline common characteristics of the individuals, as well as the planning needs that determine which level of planning that is right for clients. Some clients have a situational topic or one-time need, which we can charge a flat rate fee for, those examples are outlined below. However, some clients do prefer to have an ongoing relationship and we tailor that service based on the planning services and areas of planning we advise on.  We work with successful professionals with busy schedules across the country and are willing to meet in person or via secured virtual meetings depending on your preference. You may fit the following categories if:

• You are reviewing a major purchase such as a new home, business, or investment property
  
• You are seeking advice on investments and/or existing holdings
  
• You are starting a family and determining insurance and estate planning needs
  
• You are reviewing debt repayment strategies and/or financing opportunities
  
• You need tax advice on transactions around selling real estate, equities, bonds and other one-time events.
  
• You are looking for insurance guidance and coverage analysis

• You want to be more in control of your overall financial well-being and to be confident with your money
• You want advice on paying down debts versus saving for long-term goals
• You want assistance on benefit selection, investment account types and tax education
• You have started a family and need guidance on education planning, insurance coverages, etc.
• You are looking for education on financial topics and items and prefer to learn
• You wish to have ongoing reviews or check-ins as needed based on your situation
• Annual planning is important to track progress of your goals

• You have built assets in various accounts or real estate and planning for long-term growth
• You have questions around your income and pay a lot in income taxes
• You have a family and want to balance funding their future with your own
• You are near retirement and wish to analyze Social Security, Medicare, and income planning
• You want to review your estate planning needs and goals
• You have adult children and also wanting to ensure your parents are financially cared for
• You have various income sources such as Restricted Stock, Commissions, Bonus or Incentive Programs

• You have a business and considering selling or exiting the business
• You wish to review employer-based benefits and retirement plans
• You want guidance on your business structure with income and tax planning
• You have charitable giving goals and/or wish to minimize estate taxes
• You have complex investments or holdings or inherited assets