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Our Fees

Determining a custom-tailored, right fit

The following details outline common characteristics of the individuals, as well as the planning needs that determined which level of planning they wish to engage. While Level's 1-4 do require the bundling of services to ensure a full picture for the best advice, the hourly rate may be a transaction or situation-only based analysis. You may fit in the following categories if:

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  • You are reviewing a major purchase such as a new home, business, or investment property

  • You are seeking advice on investments and/or existing holdings

  • You are starting a family and determining insurance and estate planning needs

  • You are reviewing debt repayment strategies and/or financing opportunities

  • You need tax advice on certain transactions (Stock options, Real Estate, Stocks and Securities, Business succession & acquisition, etc.)

  • You are looking for insurance guidance and coverage analysis

Level 1 Planning

  • You are in the first 10 years of your career or business

  • You want to be more in control of your overall financial well-being

  • You want help on balancing debt repayments while still saving and investing

  • You have built savings and are contributing to Employer Sponsored plans (401k/403b) and/or IRA’s

  • You have started a family and need guidance on education funding options

  • You value ongoing reviews and advice, as well as organization of financial documents

Level 2 Planning

  • You are 10 years of more into your career or business, a Partner or in a Senior Management Position

  • You need advice on annual tax planning strategies around deductions, investments, and insurance

  • You have a business and need assistance with benefits selection or review (Health, Retirement, Deferred Non-compensation)

  • You are nearing retirement and need advice on distribution strategies

  • You have existing estate planning documents and insurance that need review

  • You are currently retired and looking for strategies to maintain income and independence
  • You are planning for charitable gifts or family legacy planning

Level 3 Planning

  • You have the similar traits of Level 2 but with more complexity

  • You are well-established in your career and have a moderate level of assets

  • You have received an inheritance, settlement or windfall and need financial assistance

  • You have employer-provided stock options or significant deferred compensation

  • Your net worth consists heavily of income producing real estate or passive businesses

Level 4 Planning

  • You have a highly complex financial situation or have a high service need

  • You have a large estate and complex trusts or insurance policies

  • You are an executive/owner of a publicly traded company or private company with significant ownership

  • You own sophisticated investments or control assets in foreign countries and currencies

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